The Creators' Banking App

Nerve debit card
If you are a creator, you are a business. It's time a bank treated you like one.

Free banking designed for you and your business.

Get started FREE in under a minute
Get Started
Keep more of your money.
With Nerve, your money lands directly in your free Nerve business debit account - and unlike those fee-filled payment apps - Nerve stays free. You don't pay fees when you send money to someone or move it to another bank.
image of two creators who are paying each other through nerve
Introducing

easy invoices.

Get paid faster with our new Invoices tool. Build your invoice and send it right from the app. We will process the card payment, and deposit your earnings right into your Nerve debit account.
Get Started
building a nerve invoice
Transparent banking.
Collabs for days.
Nerve's unique group accounts allow you to share an account with your team, band, or partner. So everyone in the group can see the balance and transactions, while you control who gets to move and spend money.
Get Started
nerve app collabs feature
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Vanessa C
YouTube Creator.
Vanessa has been creating Photoshop tutorial videos for over 6 years totaling more than 2.8m views
instagram logo
Turn on that
Auto-save.
Nerve can automatically round up your spending to the nearest dollar and sock it away for savings, or even help you prepare for tax time by automatically saving a portion of every deposit.
Get Started
auto save sliders in nerve app
Nerve logo
You at the
Forefront
Nerve exists to simplify your financial life through elegant business banking - so you spend less time managing money and more time focusing on your craft.
Get Started
Get Started
The Nerve Difference
The business banking app designed purely for creators, Nerve improves the way you handle your finances.
Fast to open - get up and running in under a minute. No paperwork. No credit check.
Free business checking account and free business savings account.
No monthly fees. No minimum balance requirements. No hidden fees.
Send and receive money instantly from other Nerve accountholders for free.
Immediate access to your money - including fee-free withdrawals at over 55,000 ATMs.
Works with
Security comes standard.
Nerve uses bank-level security both on your phone, and in the cloud to protect your data.
Turn on face or fingerprint unlock — a convenient layer of account protection.
All accounts are protected by two-factor authentication.
Get Started
nerve app biometric security
Just 30 seconds away.
Free business debit card with FDIC insured* checking and savings – No credit check. No monthly fees. No minimum deposit. Fee free access to 55,000 ATMs.
Invoicing – Easy invoicing with built-in card processing.
Instant payments – Free instant payments to any Nerve accountholder.
card with pay near me signal
Freedom
Nerve allows you to practice your craft without the time restraints of multiple apps or accounts.
Peace of Mind
All your business deposits and transactions in one, easy to use free banking app.
Security
At the forefront of Nerve is banking security for our users.
Credit card linking
– before long you’ll be able to link any major credit card to your Nerve account.
Discretionary tipping
-you’ll be able to show your appreciation to creators by adding gratuities to transactions.
More countries
– we currently cover all the US and Canada, but Nerve will become available in plenty more countries soon.